Stratum Insurance Agency LLC
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Specialty

Sexual Misconduct and Molestation Liability Application

Claims-made sexual misconduct & molestation liability application for care, educational, religious, camp and youth-serving organizations.

Claims-made. Fills the carrier Sexual Misconduct & Molestation (SMML) application PDF.

Abuse coverage is quoted with your business’s own application

Carriers rarely write sexual abuse and molestation coverage on its own. It is added to the policy for your type of business, so pick yours below. Depending on what you do, it is quoted as general liability with abuse coverage, as general liability plus professional liability with abuse coverage, or as professional liability that includes abuse coverage.

What best describes your organization?

Churches and religious institutionsGeneral liability with abuse coverage + Pastoral LiabilityAllied healthGeneral + professional liability with abuse coverageTherapistsGeneral + professional liability with abuse coverageCounselorsProfessional liability including abuse coverageBeauty and cosmetology schoolsGeneral + professional liability with abuse coverageSummer campsGeneral liability with abuse coverageYouth sportsGeneral liability with abuse coverageSocial services and non-profitsGeneral + professional liability with abuse coverageOtherGeneral liability with abuse coverage

Already insured for general liability elsewhere and only need abuse coverage? Some schools and residential or custodial care facilities qualify.