Stratum Insurance Agency LLC

Choose an application

Select the application you need to complete. You’ll first tell us whether you’re an insurance agent or the applicant, then complete the form. A clean summary and a formatted PDF are sent to the underwriting desk on submission.

How to use the digital applications

1
Pick an application

Search above or choose a card below. Each one mirrors the carrier’s paper form — no PDFs to print or fax.

2
Complete it or send it

Agents can fill it out themselves or send a secure link for the client to complete — you stay listed as the retail agent.

3
We format & deliver it

On submit, a clean summary and a formatted, sign-ready PDF are emailed to the underwriting desk automatically.

Tip: only questions relevant to the risk appear — checking a box or answering “Yes” reveals the follow-up questions, so you never wade through fields that don’t apply.

All applications

69 shown
Professional Liability
Insurance Agents E&O

Errors & omissions for insurance agents and brokers — including crop insurance agents.

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Surety
Surety Bond

Generic commercial surety application for license, permit, and other bonds.

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General LiabilitySports & Recreation
Swim School

For swim schools and aquatics instruction — includes the pool & hot tub questionnaire.

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HabitationalProperty
Apartments & Habitational

For apartment buildings, condo associations and habitational risks.

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Health CareProfessional Liability
Allied Health

Miscellaneous medical professional liability + general liability for allied health risks. Includes the sexual abuse & molestation questionnaire.

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Health CareHabitational
Assisted Living or Residential Care

For assisted living, residential care, senior care, and RCFE facilities — includes the sexual abuse & molestation questionnaire.

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PropertyContractors
Builder’s Risk — Ground-Up Construction

Builder’s risk / property coverage for new ground-up construction.

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PropertyContractors
Builder’s Risk — Renovation

Builder’s risk / property coverage for renovation of an existing building.

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General Liability
Childcare

Supplemental application for childcare and daycare facilities.

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General LiabilityProperty
Churches & Houses of Worship

For churches and houses of worship — general liability, with optional property and Non-Profit D&O coverage.

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Specialty
Sexual Abuse & Molestation

Standalone sexual abuse and molestation supplemental application.

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Contractors
Contractors

General and trade contractor supplemental application.

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RetailProperty
Convenience / Grocery / Gas

Supplemental application for convenience stores, grocery, supermarkets and gas stations.

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Management Liability
Employment Practices Liability

EPLI application covering employment-related, third-party discrimination and harassment exposures.

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AutomotiveGeneral Liability
Garage

Supplemental application for auto service, repair and garage operations.

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Specialty
Kidnap & Ransom (Company)

Kidnap, ransom & extortion coverage for companies and organizations.

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Specialty
Kidnap & Ransom (Individual/Family)

Kidnap, ransom & extortion coverage for individuals and families.

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Property
Lessor’s Risk Only

For owners leasing commercial buildings to tenants — up to 3 locations.

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Products Liability
Product Recall (Consumer Goods)

Product recall coverage for non-food consumer goods — manufacturers, importers, distributors.

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Products Liability
Product Recall (Food)

Product contamination & recall coverage for food and ingestible products.

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Products LiabilityGeneral Liability
Products Liability — Manufacturers / Importers / Distributors

For manufacturers, importers and distributors — covers General Liability and Products Liability.

For Products Liability coverage

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Products LiabilityGeneral LiabilityContractors
Equipment Rental

Products & general liability for equipment rental operations (with or without operators).

For Products Liability — equipment rental risks

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Professional Liability
Lawyers E&O

Professional liability (E&O) for law firms and attorneys.

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Professional Liability
Title Agents E&O

Professional liability (E&O) for title agents, abstractor/searchers, and escrow/closing/settlement agents.

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Professional Liability
Staffing Services E&O

Professional liability (E&O) for staffing firms, recruiters, career counseling, and PEOs.

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Professional Liability
Collection Agency E&O

Professional liability (E&O) for collection agencies and debt collectors.

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Professional Liability
Architects & Engineers E&O

Professional liability (E&O) for architecture and engineering firms.

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Products LiabilityHealth Care
Pharma/Nutra Products

Products liability for pharmaceutical, nutraceutical, dietary supplement, and veterinary pharma/nutra companies.

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General LiabilitySpecialty
Animal Services

General liability for animal-industry operations — shelters, boarding, grooming, breeding, training, veterinary, stables, and more.

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General LiabilitySports & RecreationSpecialty
Petting Zoo / Equine

Petting zoos, pony rides, animal exhibits, carriage/horse-drawn vehicle rides, riding instruction, horse camps and guided trail rides.

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ContractorsSpecialtyProfessional Liability
Contractors Pollution

Contractors Pollution Liability (CPL) for general, trade and environmental contractors — plus optional professional (E&O) and pollution legal liability.

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SpecialtyProperty
Storage Tank Pollution

Storage tank pollution liability for owners/operators of underground (UST) and aboveground (AST) storage tanks.

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ContractorsProfessional LiabilitySpecialty
Environmental Services

Contractors and consultants providing environmental services — remediation, abatement, assessments, laboratory and consulting — CPL + Professional (E&O) + Pollution Legal Liability.

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SpecialtyProperty
Site Pollution (PLL)

Pollution Legal Liability for owned or operated sites — covers on-site cleanup and third-party pollution conditions at fixed locations.

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HospitalityGeneral LiabilitySpecialty
Special Event

General liability (and optional liquor liability) for one-time special events, festivals, and gatherings.

Commercial general liability and/or liquor liability

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Contractors
Roofing Contractors

Supplemental application for roofing contractors (repair, re-roof, and new roofing).

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Property
Vacant Property

Supplemental application for vacant buildings or property.

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WarehousePropertyGeneral Liability
Warehouse

For public, private, cold-storage and mini-warehouse operations — supports up to 5 locations.

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RetailGeneral Liability
Barber / Beauty / Day Spa

For barber shops, beauty parlors, nail & tanning salons and day spas.

For salons & spas (not schools)

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HospitalityGeneral Liability
Event / Wedding Planners

For event, party and wedding planners — coordination, catering, rentals and more.

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HabitationalProperty
Mobile Home / RV Park

For mobile home parks, RV parks and campgrounds.

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Inland MarineContractors
Contractors Equipment

Inland marine coverage for owned, rented and leased contractors’ equipment.

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Contractors
Welding & Metal Fab

For welding and metal-fabrication contractors — shop and field/mobile operations.

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RetailGeneral Liability
Coin-Operated Laundromat

For coin-operated / self-service laundromats and pick-up stations — General Liability (and Property, if requested).

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ContractorsGeneral LiabilitySpecialty
Restoration Contractor

For water, fire, and mold-remediation restoration & reconstruction contractors.

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PropertySpecialtyPersonal Lines
Earthquake-DIC

Difference in Conditions (DIC) earthquake — and optional flood — coverage. Available for both commercial and residential risks.

Available for both commercial and residential

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General LiabilitySports & Recreation
Golf Simulator

General Liability for golf simulator & virtual-reality facilities, with optional Property (business personal property / equipment) coverage.

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ContractorsGeneral Liability
Pressure / Power Washer

For pressure washing and power washing contractors — General Liability supplemental.

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General LiabilitySports & Recreation
Youth Sports

General Liability for youth sports organizations — leagues, teams, camps and clinics.

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Contractors
Swimming Pool Contractor

For swimming pool contractors, dealers and installers — new construction and remodel.

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Personal LinesProperty
Homeowners

For owner-occupied homes, including high-value homes.

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Personal LinesProperty
Landlord / Dwelling Fire

For non-owner-occupied rental dwellings (also called Dwelling Fire) — annual, short-term or seasonal rentals.

Also known as Dwelling Fire

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Personal LinesAutomotive
Personal Auto

For personal auto coverage — one column per driver and per vehicle.

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Personal LinesAutomotive
Motorcycle / Off-Road

For motorcycles, ATVs, UTVs, dirt bikes and snowmobiles — one column per rider and per vehicle.

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Automotive
Commercial Auto

For business auto fleets — vehicles and drivers scale with conditional columns; hired & non-owned auto included.

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Personal Lines
Personal Umbrella

Excess liability over an applicant’s home, auto and other personal policies.

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Property
Commercial Property

Building, business personal property and business income for commercial locations.

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CyberProfessional Liability
Cyber Liability

Network security and privacy liability for organizations (claims-made).

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CrimeManagement Liability
Crime

Employee theft, forgery, computer and funds-transfer fraud coverage.

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Workers Comp
Workers’ Comp

Statutory workers’ compensation and employers liability — payroll by class code, owners/officers, experience mod.

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Business OwnersPropertyGeneral Liability
Business Owners Policy (BOP) — GL + Property package

A package that bundles General Liability AND Property (BPP/building) into one BOP policy. Choose this when you need both liability and property; choose a General-Liability-only application when you need liability alone.

Package: General Liability + Property

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Management Liability
D&O — Non-Profit

Directors & officers liability for non-profit organizations, with optional EPLI and Fiduciary coverage.

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Management Liability
D&O — Private Company

Management liability for private (for-profit) companies, with optional EPLI and Fiduciary coverage.

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Management Liability
Private Company EPLI

Standalone employment practices liability for private companies — wrongful termination, discrimination, harassment.

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SchoolGeneral Liability
Beauty & Cosmetology School

For beauty, barber, esthetics & cosmetology TRAINING SCHOOLS — including student clinics that serve the public.

For training schools (not salons)

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Professional Liability
Misc Professional Liability & E&O

Errors & Omissions (E&O / “E and O”) for miscellaneous consultants and service professionals — Misc Professional Liability and E and O Application.

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Professional Liability
Accountants E&O

Errors & Omissions (E&O) for accounting firms, CPAs, bookkeepers and tax preparers.

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Health CareHabitational
Senior Care & Residential Care Facility

For senior care, residential care, and RCFE facilities — opens the Assisted Living application.

Same form as Assisted Living

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ContractorsGeneral Liability
Mold Remediation Contractor

For mold remediation, water, and fire restoration contractors — opens the Restoration Contractor application.

Same form as Restoration Contractor

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